It is always an unpleasant and unnerving feeling when you realize you have lost your social security card. While there are several reliable means to avoid losing your card, the risk that you might still lose it remains. Imagine your social security number fell into the hands of criminals who use the information to steal your identity, which could land you in trouble with the state or federal police. Do not take any chances when you lose your Social Security card. You need to act fast by applying Form SS-5 and below are other simple things to do when you lose your Social Security Card.
Protect your Identity
Protecting your identity is the primary thing to do as it prevents criminals from using your Security number. Thieves/criminals can use your Social Security number to rack up debts or even apply for other credit cards using your personal information, which could significantly affect your credit score. Ensure you watch your credit reports closely to see if someone has used your Social Security number. You can request a copy of your credit report from AnnualCreditReport.com or national credit bureaus such as TransUnion, Experian and Equifax. In case you suspect your Security number is being used without your approval, file a complaint on IdentityTheft.gov or report to any of the national credit bureaus. Ensure the credit bureau has notified the other bureaus by placing a fraud alert on your credit report. You can also reach or call the Social Security Administration through the number 1-800-269-0271 and report the fraud. Applying For a Replacement Social Security Card. Once you have protected your identity, it now time to get a new Social Security card. You can visit the website for Social Security Administration and apply for a replacement for free.
Begin by creating a mySocialSecurity account if you meet the following requirements:
- Must be a U.S Citizen
- Must 18 years and above· Must have valid U.S mailing address
- A valid State Issued ID or Driver’s License
Failure to meet the legal requirements above for online application, then you may need to apply through your local Social Security by submitting your replacement request in person or via mail. Remember, you can only apply for a replacement of Social Security card for a maximum of three times a year. Always keep your Social Security Card safe because you can only replace for a maximum of 10 times in a lifetime.
Ever Been a Victim of Social Security Identity Theft?If you have sufficient evidence that identity has been stolen, it is important that you request for a new Social Security number. Note that you cannot be given a new Social Security number if you fail to prove that the old number has been used illegally. You can use your credit report to list the various credit cards that you did not apply for. Another proof is a letter from the IRS notifying you about the rejection of your income tax filings if someone else has filed them already. The best way to avoid losing your Social Security card is by keeping it in a safe place in the house or office. You do not need to carry your Social Security card in your pocket or wallet.